Oct 13 close Sign in

Financials

Sun Life Financial (SLF)

Listed on the Toronto Stock Exchange; prices in Canadian dollars. All 218 TSX stocks.

Your signal

Buy63 / 100

Buy: 63 is at or above your Buy line of 60. Off the high (−6% from its 1-year high) scores 81 and lifts it; Plays in (39%) scores 39 and holds it back.

Every factor in this score has a tested record: each was checked month by month since 2011 on numbers public at the time.

Factor you weightSLFPointsWeightAdds
Plays in39%394015.6
Off the high−6% from its 1-year high813024.3
Trend+12% vs 200-day773023.1
Email me when it flips

Your signal is the one call Be The Puck makes on a stock, and you set it: weight the plays, analysts, P/E, growth, debt, trend and more, and move the Buy and Sell lines. Every page follows your choice. How the score works

All 18 factors for SLF
FactorSLFPointsWhat it is
Plays in39%39The share of the plays you count that hold it now.
Analysts' upside+3% · 13 analysts34How far analysts' average 12-month target sits above the price (3+ analysts). −20% scores 0, +50% full marks; at most 50 while the price is below its 200-day average, since targets lag a falling price.
Analysts' rating2.4 · buy29The analysts' average recommendation: strong buy scores 100, hold or worse 0.
P/E18.8×68Price over the last four quarters' earnings per share. Lower ranks higher; a loss scores 0. Source: Yahoo Finance.
Forward P/E12.8×70Price over next year's expected earnings. Lower ranks higher; an expected loss scores 0. Source: Yahoo Finance.
PEG1.3353P/E divided by expected earnings growth. Lower ranks higher; around 1 is often read as fair for the growth. Source: Yahoo Finance.
Price to sales1.7×75Market value over the last 12 months' revenue. Lower ranks higher. Source: Yahoo Finance.
Price to book2.5×60Price over book value (assets minus debts) per share. Lower ranks higher. Source: Yahoo Finance.
Dividend yield3.4%77Dividends over the last year as a share of the price. Higher ranks higher; no dividend scores 0. Source: Yahoo Finance.
Earnings growth+43%68Earnings per share over the last four quarters against the four before (the latest quarter on a year earlier where filings aren't available). Higher ranks higher. Source: Yahoo Finance.
Revenue growth+8%31Revenue over the last four quarters against the four before (the latest quarter on a year earlier where filings aren't available). Higher ranks higher. Source: Yahoo Finance.
Profit margin10%46Net profit as a share of revenue. Higher ranks higher. Source: Yahoo Finance.
Return on equity13%52Profit as a share of shareholders' equity. Higher ranks higher. Source: Yahoo Finance.
Debt to equity0.58×46Debt against shareholders' equity. Lower ranks higher; negative equity scores 0. Source: Yahoo Finance.
Off the high−6% from its 1-year high81How far the price sits below its highest close of the last year: 100 points at the high, none at 30% or more below. The exit rule: a stock that keeps falling loses points whatever else it has going for it.
Trend+12% vs 200-day77How far the price sits above its 200-day average. Higher ranks higher.
1-year momentum+34%66The price change over the last 12 months. Higher ranks higher.
Low crash exposure1/10 · low90The storm test: 100 for no exposure, 10 points off per point of exposure.

The read

Test a theory on SLF

This analysis does not constitute trading advice. Please meet with an advisor or independently review sources before making any decision. New to this? Start with the basics.

Plays in39 / 100Every play Be The Puck tests, in 7 families.
Crash exposureLow1 of 10 on the storm testMayer Multiple1.12×Price ÷ its 200-day average (+12%). Higher than on 82% of days since 2005. Above 2.4 is Mayer's overheated zone.

The most accurate play in each family

Each family's play whose calls went the right way most often, tested on 351 stocks since 2005, and what it says about SLF now.

A call is right when the stock rose after an in call or fell after an out call. Trend plays are built to take many small losses for a few big wins, so their hit rates run lower; being right often isn't the same as making the most money. How we test a play.

Each candle is one trading day: the box spans the open and close, the thin line the day's high and low. Hollow boxes closed up, filled boxes closed down. Toggle the averages to see the trend the plays read. Dots above the candles mark news and company filings: hover or tap one to see the story and how the stock moved from the last close before it, against the market on the same days.

What moved SLF lately

Its biggest move against the S&P/TSX in the last 30 sessions, the news read on each, and how reliably that kind of news has moved stocks before. How it's measured

Thu Sep 10+2.6% against the S&P/TSX2.5× a normal day

SLF +1.5%, the S&P/TSX −1.1% that session; +4.7% against the S&P/TSX over five sessions.

No earnings report, rating change, 8-K filing or news story on SLF was found for this session. Be The Puck's headline archive for SLF starts Oct 2, so news stories from that day aren't in it. The S&P/TSX moved −1.1%. The 25 other Financials stocks Be The Puck covers moved +0.1% on average, so most of the move was its own.

Two years of calls, week by week

InOutShare of plays in

One row per play, grouped by family. When most rows turn green at once, the trend is broad. When they split, the plays disagree and the stock is usually chopping sideways.

Every play on SLF

All 100 plays, by family.

Calls right: how often the play's calls on SLF went the right way since 2005. Record columns: play / buy and hold, annual return and worst drawdown since 2005. Click a column to sort.Sort with the menu above the list.

PlayCallSinceNext moveCalls rightAnnual returnWorst drawdown
Trend following
PB EMABitcoin Playboy · dailyOUTOct 6, 2026 +0.3%Enter above C$111.02 (+0.2%)25% 162/645+0.8% / +9.0%−63.6% / −71.5%
Bull Market Support BandBenjamin Cowen · weeklyINApr 2, 2026 +27.5%Exit below C$108.02 (−2.5%)32% 35/108+5.6% / +9.0%−29.1% / −71.5%
Ripster EMA CloudRipster · dailyOUTOct 6, 2026 +0.3%Enter above C$111.09 (+0.2%)23% 85/369+2.7% / +9.0%−58.3% / −71.5%
Trend TemplateMark Minervini · dailyOUTOct 6, 2026 +0.3%Enter above C$111.15 (+0.3%)19% 23/124+2.9% / +9.2%−26.5% / −71.5%
Stage AnalysisStan Weinstein · weeklyINDec 12, 2025 +37.2%Exit below C$104.93 (−5.3%)22% 20/92+4.6% / +9.0%−51.2% / −71.5%
Stage 2 + Mansfield RSStan Weinstein · weeklyINMar 20, 2026 +32.3%Exit below C$104.93 (−5.3%)29% 30/104+4.0% / +9.0%−27.3% / −71.5%
10-Month SMAMeb Faber · month-endINSep 30, 2025 +38.0%Exit below C$99.61 (−10.1%)42% 15/36+7.9% / +9.0%−46.0% / −71.5%
200-Day RulePaul Tudor Jones · dailyINDec 11, 2025 +38.7%Exit below C$98.96 (−10.7%)16% 28/180+5.8% / +9.0%−41.3% / −71.5%
Golden CrossMarket tradition · dailyINOct 21, 2025 +34.6%Not on one close36% 10/28+6.9% / +9.0%−46.0% / −71.5%
Granville 200-DayJoseph E. Granville · dailyINDec 11, 2025 +38.7%Exit below C$98.96 (−10.7%)14% 20/148+3.2% / +9.0%−42.1% / −71.5%
Hull Moving AverageAlan Hull · weeklyOUTOct 9, 2026 +0.9%Enter above C$111.34 (+0.5%)40% 55/137+5.5% / +9.0%−34.1% / −71.5%
Kaufman Adaptive MAPerry J. Kaufman · dailyOUTOct 6, 2026 +0.3%Enter above C$110.92 (+0.1%)24% 188/793+1.2% / +9.0%−53.4% / −71.5%
TEMA CrossoverPatrick G. Mulloy · dailyOUTOct 7, 2026 +2.4%Enter above C$113.10 (+2.0%)42% 110/261+4.8% / +9.0%−50.3% / −71.5%
Seykota 15/150Ed Seykota · dailyINNov 30, 2022 +103.9%Not on one close35% 7/20+7.3% / +9.3%−40.8% / −71.5%
Guppy Multiple MAsDaryl Guppy · dailyOUTOct 7, 2026 +2.4%Enter above C$114.86 (+3.6%)32% 41/129+6.0% / +9.0%−28.5% / −71.5%
Ichimoku CloudGoichi Hosoda · dailyOUTOct 6, 2026 +0.3%Not on one close35% 38/109+5.6% / +9.0%−30.8% / −71.5%
SupertrendOlivier Seban · dailyOUTOct 7, 2026 +2.4%Enter above C$113.55 (+2.5%)37% 62/167+4.7% / +9.0%−49.6% / −71.5%
Williams AlligatorBill Williams · dailyOUTOct 9, 2026 +0.9%Not on one close41% 130/315+2.9% / +9.0%−36.7% / −71.5%
Vortex IndicatorEtienne Botes & Douglas Siepman · dailyOUTOct 6, 2026 +0.3%Enter above C$115.36 (+4.1%)37% 194/531+4.9% / +9.0%−52.7% / −71.5%
AroonTushar S. Chande · dailyOUTOct 8, 2026 +1.6%Enter above C$114.75 (+3.5%)36% 79/221+3.0% / +9.0%−53.8% / −71.5%
Parabolic SARJ. Welles Wilder Jr. · dailyOUTSep 29, 2026 −1.1%Enter above C$111.49 (+0.6%)39% 198/513+5.1% / +9.0%−47.3% / −71.5%
ADX TrendJ. Welles Wilder Jr. · dailyOUTAug 7, 2026 −2.1%Not on one close32% 51/160+1.6% / +9.0%−39.4% / −71.5%
MACD Zero LineGerald Appel · dailyOUTOct 7, 2026 +2.4%Enter above C$115.10 (+3.9%)31% 61/199+5.3% / +9.0%−43.3% / −71.5%
Zweig 4% ModelMartin Zweig · weeklyINSep 18, 2026 −2.6%Exit below C$109.24 (−1.4%)41% 67/162+5.5% / +9.0%−61.2% / −71.5%
MAMA/FAMA CrossJohn F. Ehlers · dailyOUTOct 7, 2026 +2.4%Enter above C$122.01 (+10.1%)33% 81/245+2.8% / +9.0%−43.3% / −71.5%
Schaff Trend CycleDoug Schaff · dailyOUTSep 29, 2026 −1.1%Not on one close36% 94/261+1.3% / +9.0%−62.4% / −71.5%
Zero Lag EC CrossJohn F. Ehlers & Ric Way · dailyOUTOct 7, 2026 +2.4%Enter above C$114.61 (+3.4%)36% 53/149+7.2% / +9.0%−36.7% / −71.5%
DP Trend ModelCarl Swenlin & Erin Swenlin · dailyINDec 18, 2025 +34.9%Exit below C$106.74 (−3.7%)37% 35/94+7.5% / +9.0%−26.4% / −71.5%
Elder Triple ScreenAlexander Elder · dailyOUTJul 10, 2026 −1.2%Not on one close32% 72/222+0.5% / +9.0%−49.7% / −71.5%
Holy GrailLinda Bradford Raschke & Larry Connors · dailyOUTJul 22, 2026 −2.5%Not on one close39% 14/36+1.6% / +9.0%−6.7% / −71.5%
Breakouts & channels
Four-Week RuleRichard Donchian · dailyINSep 17, 2026 −2.1%Exit below C$107.57 (−2.9%)37% 49/132+3.0% / +9.0%−56.9% / −71.5%
Turtle System 1Richard Dennis & William Eckhardt · dailyOUTAug 19, 2026 +1.7%Enter above C$117.96 (+6.4%)28% 46/163+0.3% / +9.0%−51.7% / −71.5%
Turtle System 2Richard Dennis & William Eckhardt · dailyOUTAug 19, 2026 +1.7%Enter above C$117.96 (+6.4%)36% 36/101+3.7% / +9.0%−28.5% / −71.5%
Clenow TrendAndreas F. Clenow · dailyOUTAug 11, 2026 −0.4%Enter above C$114.73 (+3.5%)33% 39/117+3.0% / +9.0%−31.1% / −71.5%
Darvas BoxNicolas Darvas · dailyOUTOct 7, 2026 +2.4%Not on one close32% 44/137+0.2% / +9.0%−54.1% / −71.5%
Keltner ChannelChester W. Keltner & Linda Bradford Raschke · dailyOUTAug 7, 2026 −2.1%Enter above C$115.20 (+3.9%)31% 45/147+1.3% / +9.0%−22.8% / −71.5%
Bollinger BreakoutJohn Bollinger · dailyOUTSep 30, 2026 −0.1%Enter above C$115.49 (+4.2%)35% 74/212+1.8% / +9.0%−42.6% / −71.5%
Chandelier ExitChuck LeBeau · dailyOUTOct 7, 2026 +2.4%Enter above C$114.40 (+3.2%)36% 68/189+2.8% / +9.0%−55.8% / −71.5%
Wilder Volatility SystemJ. Welles Wilder Jr. · dailyOUTOct 7, 2026 +2.4%Enter above C$113.13 (+2.1%)40% 72/179+5.8% / +9.0%−38.7% / −71.5%
P&F Double TopA.W. Cohen & Thomas J. Dorsey · dailyINMay 9, 2025 +36.1%Exit below C$104.96 (−5.3%)40% 21/52+5.1% / +9.0%−60.3% / −71.5%
Chande Kroll StopTushar S. Chande & Stanley Kroll · dailyOUTOct 7, 2026 +2.4%Enter above C$112.28 (+1.3%)28% 94/341+1.5% / +9.0%−69.1% / −71.5%
Acceleration BandsPrice Headley · dailyOUTJul 6, 2026 −0.4%Not on one close28% 50/176+0.7% / +9.0%−29.9% / −71.5%
TTM SqueezeJohn F. Carter · dailyOUTApr 28, 2026 +15.9%Not on one close38% 47/124+1.4% / +9.0%−29.2% / −71.5%
NR7 BreakoutToby Crabel · dailyOUTSep 23, 2026 −1.7%Enter above C$114.40 (+3.2%)34% 223/665+3.0% / +9.0%−69.1% / −71.5%
Bollinger SqueezeJohn Bollinger · dailyOUTJul 2, 2025 +32.6%Not on one close28% 11/40+1.5% / +9.0%−10.5% / −71.5%
Momentum
12-Month MomentumMoskowitz, Ooi & Pedersen · month-endINDec 31, 2025 +33.1%Exit below C$85.02 (−23.3%)25% 8/32+5.9% / +9.1%−46.0% / −71.5%
12-1 MomentumNarasimhan Jegadeesh & Sheridan Titman · month-endINApr 28, 2023 +93.5%Not on one close45% 9/20+7.2% / +9.1%−46.0% / −71.5%
Dual MomentumGary Antonacci · month-endINJun 30, 2026 +0.4%Exit below C$94.54 (−14.7%)32% 12/38+3.4% / +9.1%−46.0% / −71.5%
Stocks on the MoveAndreas F. Clenow · dailyINOct 9, 2026 +0.9%Exit below C$109.69 (−1.0%)21% 36/170+4.6% / +9.0%−28.4% / −71.5%
52-Week HighThomas J. George & Chuan-Yang Hwang · month-endINFeb 28, 2023 +95.0%Exit below C$100.01 (−9.8%)40% 4/10+7.3% / +9.0%−46.0% / −71.5%
Levy Relative StrengthRobert A. Levy · weeklyOUTOct 9, 2026 +0.9%Enter above C$111.35 (+0.5%)37% 46/124+5.4% / +9.0%−35.2% / −71.5%
MACD Signal CrossGerald Appel · dailyOUTSep 30, 2026 −0.1%Enter above C$113.93 (+2.8%)36% 156/439+4.5% / +9.0%−55.7% / −71.5%
Elder ImpulseAlexander Elder · dailyINOct 13, 2026 0.0%Exit below C$109.46 (−1.2%)30% 226/760+0.1% / +9.0%−71.2% / −71.5%
Know Sure ThingMartin J. Pring · dailyOUTOct 6, 2026 +0.3%Enter above C$122.96 (+10.9%)38% 117/305+3.0% / +9.0%−57.6% / −71.5%
Coppock CurveEdwin S. C. Coppock · month-endINJan 31, 2023 +94.4%Not on one close33% 3/9+7.6% / +8.5%−56.1% / −71.5%
CCI +100Donald R. Lambert · dailyOUTSep 23, 2026 −1.7%Enter above C$115.46 (+4.2%)30% 188/624+0.4% / +9.0%−53.4% / −71.5%
TRIX Signal CrossJack K. Hutson · dailyOUTOct 7, 2026 +2.4%Enter above C$129.72 (+17.0%)38% 104/277+1.6% / +9.0%−68.8% / −71.5%
TSI Zero LineWilliam Blau · dailyOUTOct 7, 2026 +2.4%Enter above C$115.16 (+3.9%)30% 59/195+5.3% / +9.0%−40.2% / −71.5%
13612W MomentumWouter J. Keller & Jan Willem Keuning · month-endINDec 31, 2025 +33.1%Exit below C$108.02 (−2.5%)44% 29/66+10.4% / +9.1%−37.9% / −71.5%
Market-State MomentumMichael J. Cooper, Roberto C. Gutierrez Jr. & Allaudeen Hameed · month-endINApr 28, 2023 +93.5%Not on one close31% 5/16+5.9% / +8.4%−46.0% / −71.5%
Frog in the PanZhi Da, Umit G. Gurun & Mitch Warachka · dailyINApr 28, 2023 +93.5%Not on one close41% 11/27+6.2% / +9.1%−46.0% / −71.5%
PMO Signal CrossCarl Swenlin · dailyOUTOct 1, 2026 +0.3%Enter above C$115.81 (+4.5%)38% 125/331+5.1% / +9.0%−54.7% / −71.5%
Mean reversion
RSI 30/70J. Welles Wilder Jr. · dailyOUTOct 7, 2025 +35.9%Not on one close59% 27/46+5.5% / +9.0%−68.9% / −71.5%
RSI(2) PullbackLarry Connors & Cesar Alvarez · dailyOUTOct 13, 2026 0.0%Buy C$98.96–C$103.70 (−6.4%)56% 184/330+0.8% / +9.0%−29.0% / −71.5%
Double 7sLarry Connors & Cesar Alvarez · dailyINSep 24, 2026 −1.3%Sell above C$112.01 (+1.1%)59% 229/385+0.9% / +9.0%−49.9% / −71.5%
Bollinger ReversionJohn Bollinger · dailyINOct 7, 2026 +2.4%Sell above C$111.78 (+0.9%)64% 130/203+7.4% / +9.0%−40.9% / −71.5%
Stochastic 20/80George C. Lane · dailyOUTSep 23, 2026 −1.7%Not on one close61% 97/158+6.3% / +9.0%−52.2% / −71.5%
Williams %RLarry Williams · dailyINOct 8, 2026 +1.6%Not on one close67% 195/293+8.8% / +9.0%−58.7% / −71.5%
DeMark 9-CountTom DeMark · dailyINAug 13, 2026 −0.8%Not on one close54% 39/72+1.6% / +9.0%−68.0% / −71.5%
Mayer MultipleTrace Mayer · dailyINNov 22, 2004 +578.2%Sell above C$239.18 (+115.8%)–+9.0% / +9.0%−71.5% / −71.5%
ConnorsRSI PullbackLarry Connors & Cesar Alvarez & Matt Radtke · dailyOUTMar 24, 2020 +261.4%Not on one close64% 9/14+3.6% / +9.0%−6.6% / −71.5%
Laguerre RSIJohn F. Ehlers · dailyOUTSep 24, 2026 −1.3%Enter above C$110.73 (−0.1%)48% 164/340+6.2% / +9.0%−65.4% / −71.5%
StochRSI 20/80Tushar S. Chande & Stanley Kroll · dailyINOct 2, 2026 −0.9%Not on one close57% 232/408+6.8% / +9.0%−43.6% / −71.5%
IBS ReversionAlexander S. Pagonidis · dailyOUTOct 8, 2026 +1.6%Buy below C$110.83 (0.0%)55% 926/1690+1.7% / +9.0%−35.4% / −71.5%
Connors %bLarry Connors & Cesar Alvarez · dailyINOct 9, 2026 +0.9%Sell above C$113.84 (+2.7%)55% 67/121+5.0% / +9.0%−40.9% / −71.5%
Fisher TransformJohn F. Ehlers · dailyINOct 13, 2026 0.0%Exit below C$107.22 (−3.3%)39% 405/1041+5.9% / +9.0%−51.4% / −71.5%
1-Month ReversalNarasimhan Jegadeesh & Bruce N. Lehmann · month-endOUTSep 30, 2026 −0.1%Buy below C$113.16 (+2.1%)53% 71/133+5.9% / +9.0%−51.0% / −71.5%
Volume & money flow
On-Balance VolumeJoseph E. Granville · dailyINOct 9, 2026 +0.9%Exit below C$110.83 (0.0%)27% 205/768+0.7% / +9.0%−55.2% / −71.5%
Chaikin Money FlowMarc Chaikin · dailyINSep 2, 2026 +0.7%Not on one close40% 87/217+1.8% / +9.0%−53.4% / −71.5%
Money Flow IndexGene Quong & Avrum Soudack · dailyOUTAug 28, 2024 +65.4%Not on one close50% 15/30+1.8% / +9.0%−68.9% / −71.5%
Negative Volume IndexNorman Fosback & Paul Dysart · dailyINOct 25, 2022 +131.0%Not on one close33% 26/78+7.9% / +9.1%−45.8% / −71.5%
Force IndexAlexander Elder · dailyOUTOct 6, 2026 +0.3%Enter above C$110.97 (+0.1%)30% 214/715+0.6% / +9.0%−62.3% / −71.5%
Buff AveragesBuff Dormeier · dailyOUTOct 2, 2026 −0.9%Enter above C$124.64 (+12.5%)38% 139/367+3.6% / +9.0%−46.7% / −71.5%
Chaikin OscillatorMarc Chaikin · dailyOUTOct 6, 2026 +0.3%Enter above C$110.83 (0.0%)36% 224/614−0.8% / +9.0%−56.0% / −71.5%
Volume Flow IndicatorMarkos Katsanos · dailyINAug 30, 2023 +92.0%Not on one close38% 26/69+7.2% / +9.2%−50.0% / −71.5%
Klinger OscillatorStephen J. Klinger · dailyINOct 13, 2026 0.0%Exit below C$110.75 (−0.1%)36% 334/922+4.5% / +9.0%−61.5% / −71.5%
Candles & chart patterns
Engulfing SwitchSteve Nison & Thomas N. Bulkowski · dailyOUTJul 6, 2026 −0.4%Not on one close51% 77/152+2.6% / +9.0%−65.4% / −71.5%
HikkakeDaniel L. Chesler · dailyOUTSep 29, 2026 −1.1%Not on one close40% 39/97+3.9% / +9.0%−37.8% / −71.5%
Turtle Soup Plus OneLinda Bradford Raschke & Larry Connors · dailyOUTAug 8, 2025 +49.7%Not on one close30% 16/54+0.4% / +9.0%−21.3% / −71.5%
Calendar
Halloween IndicatorSven Bouman & Ben Jacobsen & Yale Hirsch & Jeffrey Hirsch · dailyOUTApr 30, 2026 +15.3%Buys Oct 3051% 22/43+6.6% / +9.0%−51.6% / −71.5%
Best Six + MACDYale Hirsch & Jeffrey Hirsch · dailyOUTApr 29, 2026 +16.9%Enter above C$112.04 (+1.1%)47% 20/43+3.6% / +9.0%−65.2% / −71.5%
Seasonal TimingSy Harding · dailyOUTMay 7, 2026 +19.1%Window opens Oct 1653% 23/43+6.0% / +9.0%−60.6% / −71.5%
Santa Claus RallyYale Hirsch & Jeffrey Hirsch · dailyOUTJan 5, 2026 +30.5%Buys Dec 2341% 18/44+3.1% / +9.0%−6.6% / −71.5%
Turn of the MonthJosef Lakonishok & Seymour Smidt & Robert A. Ariel · dailyOUTOct 5, 2026 −1.1%Buys Oct 2948% 254/526+1.8% / +9.0%−34.9% / −71.5%
Presidential Sweet SpotYale Hirsch & Jeffrey Hirsch · dailyINSep 30, 2026 −0.1%Sells Jun 3055% 6/11+4.3% / +9.0%−20.9% / −71.5%
Pre-HolidayRobert A. Ariel & Josef Lakonishok & Seymour Smidt · dailyOUTSep 4, 2026 −1.1%Buys Nov 2449% 189/386+3.1% / +9.0%−9.0% / −71.5%
January BarometerYale Hirsch & Jeffrey Hirsch · month-endINDec 30, 2022 +106.8%Not on one close45% 9/20+6.5% / +9.0%−48.5% / −71.5%
Weekend EffectKenneth French & Josef Lakonishok & Seymour Smidt · dailyINOct 13, 2026 0.0%Sells Oct 1651% 1175/2284+5.1% / +9.0%−52.7% / −71.5%
Pre-FOMC DriftDavid Lucca & Emanuel Moench · dailyOUTSep 16, 2026 −1.4%Buys Oct 2744% 154/348+2.4% / +9.0%−6.0% / −71.5%
Lunar CycleKathy Yuan, Lu Zheng & Qiaoqiao Zhu · dailyINOct 2, 2026 −0.9%Sells Oct 1649% 266/541+3.9% / +9.0%−42.1% / −71.5%
Benchmark
Buy & HoldJohn C. Bogle · benchmarkINJan 4, 2005Always in–+9.0%−71.5%

If the market cracks: the storm test

How the storm test works
ExposureLow1 of 10 points
  • Market swings0/3
  • Past crashes1/2
  • Debt0/3
  • Run-up0/2
  • It fell about 1.4× as far as its index in past crashes.

Past crashes, peak to low

Financial crisis Oct 2007 to Mar 2009 · back to its old high Jan 2014

SLF−70%
TSX−47%

COVID crash Feb 2020 to Mar 2020 · back to its old high Feb 2021

SLF−45%
TSX−37%

2022 bear market Jan 2022 to Oct 2022 · back to its old high Feb 2023

SLF−21%
TSX−14%
  • Beta0.64Moves about 0.6× as much as the TSX week to week.
  • Downside capture52%In months the TSX fell, this fell 52% as much on average (it often rose anyway).
  • Two-year change+53%Run-ups of 100%+ crashed 40% or more within two years about half the time (Greenwood, Shleifer & You).
  • From 52-week high−6%
  • Debt to equity0.62×
  • Net debt / EBITDANet cashHolds more cash than debt.
  • Interest cover10.1×

A crash marks every stock down; debt decides which companies come through. The storm test scores both halves: how hard the stock swings with the market, and how much debt it carries into a downturn. It describes fragility; it does not predict a crash.

The business behind the price

How to judge these numbers

Insurance - Diversified · Sun Life Financial Inc., a financial services company, provides asset management, wealth, insurance and health solutions to individual and institutional customers in Canada, the United States, the United Kingdom, Ireland, Hong Kong, the Philippines, Japan, Indonesia, India, China, Australia, Singapore, Vietnam, Malaysia, and Bermuda.

Size and valuation
Market capC$61.6BWhat the whole company is worth at today's price: share price × shares outstanding.
Revenue (last 12 months)C$35.5BTotal sales. The market values it at 1.7× sales.
P/E ratio18.8×Buyers pay C$19 for each C$1 of the last year's profit.
Forward P/E12.8×Price against analysts' estimate of next year's profit. Lower than the P/E means profit is expected to grow.
Price to book2.5×Price against the company's net assets (its equity) per share.
Profit and growth
Profit margin9.5%Keeps 10¢ of each dollar of sales as profit.
Revenue growth+7.5%Last quarter's sales against the same quarter a year earlier.
Earnings growth+43.2%Same comparison for profit.
Return on equity13.1%Yearly profit as a share of shareholders' money in the business.
Free cash flow−C$13.8BBurning cash: needs savings or new money to keep going.
Balance sheet
Total equityC$25.2BWhat it owns minus what it owes.
Total debtC$15.5BLoans and bonds it has to pay back, with interest.
CashC$118BCash and short-term investments on hand.
Debt to equity0.62×Moderate.
Interest cover10.1×Interest is easily paid from profit.
Wall Street
Average analyst targetC$114.693% above the close, from 13 analysts (range C$92.00 to C$125.00).
Consensus ratingBuyAnalysts' average recommendation. Ratings lean positive: sell ratings are rare.
Dividend yield3.42%Yearly dividends as a share of the price.

Company figures from Yahoo Finance, fetched Oct 14, 2026. Analyst targets are opinions, not forecasts Be The Puck checks.

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